Flexible Financing for Every Smile
No one should delay care because of cost. We offer two financing options — both with no hard credit pull to get started.
At Altamar, we believe the decision to invest in your smile should never be held hostage by your checking account balance. We've partnered with two best-in-class financing providers so you can explore your options comfortably — before your appointment, with no pressure and no hard credit inquiry.
HFD — Healthcare Finance Direct
Extended Financing for Larger Personalized Care Plans
HFD offers flexible extended payment plans with competitive terms for comprehensive dental treatment. Pre-qualify online in minutes — your credit score won't be affected until you decide to move forward.
- ✓ No hard credit pull to pre-qualify
- ✓ Extended repayment terms available
- ✓ Fast online application
- ✓ Financing for any treatment amount
CareCredit
Promotional Financing for Healthcare
CareCredit is a dedicated healthcare credit card accepted at thousands of providers nationwide. It offers promotional financing periods and manageable monthly payments for treatments of all sizes.
- ✓ Promotional 0% APR financing periods
- ✓ Accepted at providers nationwide
- ✓ Reusable credit line for ongoing care
- ✓ Apply online or in our office
Frequently Asked Questions
Is there a hard credit pull when I pre-qualify?
No. The HFD pre-qualification process uses a soft inquiry that does not affect your credit score. A hard inquiry only occurs if you choose to accept a financing offer and proceed with an application.
Can I use financing for any treatment?
Yes. Both HFD and CareCredit can be applied to any treatment we offer — from a single crown to a complete smile transformation or Invisalign. There's no minimum treatment amount requirement.
What are typical repayment terms?
Terms vary by provider and your approval. HFD typically offers 12 to 60-month payment plans. CareCredit offers promotional periods ranging from 6 to 24 months, with longer-term options available. We'll help you explore what fits your situation.
Can I combine financing with the Smile Club membership?
The Smile Club provides 20% off additional treatments and $1,000 off Invisalign. You can apply your Smile Club discount first, then finance the remaining balance through HFD or CareCredit — maximizing your savings and spreading out your payments.
Have a question we didn't answer?
(239) 260-5968 — Call Us